Insurance Invoiced Separatly and Insurance With Pro Rata

Insurance invoiced separately

If insurance is taken out with the contract, it can be included in the payments or it can be invoiced separately (see document https://iao.atlassian.net/wiki/x/t4ZsB ).

Insurance is invoiced separately if the flag Include in payments = No is set on the Insurance Contract and on the lines of the Client's Insurance Calendar.

In this case, the insurance is not part of the contract payment calendar, but a separate insurance calendar is generated from which the insurance is invoiced.   

In this calendar, separate rows are created for individual insurance contracts, they are not cumulated - unlike a payment - into groups (Liability Insurance / Accident Insurance / Other Insurance).

This calendar has separate posting settings - Insurance Posting Setup in table https://iao.atlassian.net/wiki/x/YwOOB

• Posting is set for Table Type = Insurance and Insurance Calendar Type = Client (for general posting groups from Client Insurance Calendar)

• rows for Table Type = Payment and Calendar Type Payment = Insurance are not set

• without pro rata

  • 2 policies = 2 lines for 1 payment, each is charged separately

• S pro rata - 1 insurance policy

  • Pro rata in the first installment Yes (from the model, if empty, then from the insurance policy...)

    • Client Insurance 2 lines for 1st installment, same Posting dates

  • Include in installment No (from the model, if empty, then from the insurance policy...)

    • Client Insurance 2 lines for 1st installment, same Posting dates

Insurance with Pro Rata

On the Insurance Contract, it can be agreed pro rata (an incomplete period at the beginning of the insurance (see the document Product Management https://iao.atlassian.net/wiki/x/lQCaB ). A separate line is created for this incomplete period in the Client's Insurance Calendar. Based on the Pro Rata in First Payment setting, Pro Rata can be invoiced either separately or added to the first regular payment. The setting is taken from the Financing Contract Model, if empty, then from the Insurance Company Product

• separately

  • setting is Pro Rata in First Payment = Yes

  • The Posting Date of the Pro Rata Line will be different from the Posting Date of the First Due Payment

• cumulatively with the first instalment

  • Setting is Pro Rata in First Payment = No

  • The posting date of the pro rata line will be the same as the first regular payment

 = OL1700183, poj ICON01268

If the insurance is on the contract

• pro rata = See bug 3398

• When it's pro rata on the policy, it can be charged

A) either independently,

B) or with the first instalment.

The setting is up to the insurance company's product (Pro Rata in First Payment = yes / no)

If it is invoiced separately pro rata, then 2 lines with different posting dates are created in the Client's Insurance Calendar and the same lines are created in the Insurance Calendar (Financing Contract Line, Type = Insurance)

Lines for payment No. 1 are then posted separately, so the number series must be set for document numbering!! (if the insurance policy number was numbered + the payment number, there would be a duplication of documents and the 2nd line to payment no. 001 (1.11.2021) could not be posted!!

Ad B) - if it is invoiced pro rata together with payment No. 001, then in insurance No. The client's calendar creates 2 rows with the same posting date. The rows in the Insurance Calendar (Financing Contract Line, Type = Insurance) should then be accumulated into one line during deployment!!, therefore, in this case, the numbering "insurance number" + "installment number" can be set